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Flood Risk & Insurance Costs in Benson County, ND

Understanding flood insurance options and risk factors in Benson County.

Median Home Value

$79,300

Est. NFIP Premium

$317/yr

Est. Private Premium

$238/yr

Potential Savings

$79/yr

NFIP vs. Private Flood Insurance

NFIP (Federal)

Annual Premium$317
Monthly Cost$26
Max Building Coverage$250,000
Max Contents Coverage$100,000

Private Flood Insurance

Annual Premium$238
Monthly Cost$20
Building CoverageUp to full value
Contents CoverageCustomizable

Flood Risk Context for Benson County

Benson County in North Dakota has a median home value of $79,300 and median household income of $63,220. A major flood event could cause up to $19,825 in damage to a median-value home.

Flood insurance costs vary significantly based on your specific flood zone, elevation, building characteristics, and claims history. The estimates above are county-level approximations. Use our calculator for a personalized analysis with Monte Carlo simulation of 10,000 flood scenarios.

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Other Counties in North Dakota

Cass CountyBurleigh CountyGrand Forks CountyWard CountyWilliams CountyMorton CountyStark CountyStutsman County

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: FEMA NFIP, state insurance departments. Estimates are county-level approximations and may not reflect specific properties or flood zones. This is not insurance advice.