Flood Risk & Insurance Costs in Grand Forks County, ND
Understanding flood insurance options and risk factors in Grand Forks County.
Median Home Value
$235,400
Est. NFIP Premium
$942/yr
Est. Private Premium
$707/yr
Potential Savings
$235/yr
NFIP vs. Private Flood Insurance
NFIP (Federal)
Private Flood Insurance
Flood Risk Context for Grand Forks County
Grand Forks County in North Dakota has a median home value of $235,400 and median household income of $64,698. A major flood event could cause up to $58,850 in damage to a median-value home.
Flood insurance costs vary significantly based on your specific flood zone, elevation, building characteristics, and claims history. The estimates above are county-level approximations. Use our calculator for a personalized analysis with Monte Carlo simulation of 10,000 flood scenarios.
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