Simple, transparent pricing
Know Your Flood Cost. Pay Per Report.
Start free with basic flood zone lookup. Purchase detailed reports with Monte Carlo premium projections, TFOC analysis, and mitigation ROI.
Free
Basic flood zone lookup
$0
- FEMA flood zone classification
- Basic risk summary
- Community CRS discount check
- County-level flood stats
- No Monte Carlo simulation
- No downloadable PDF reports
Single Report
One comprehensive flood analysis
$12one-time
- 1 full flood risk report
- Monte Carlo premium trajectory (10K runs)
- Total Flood Ownership Cost (TFOC)
- Mitigation ROI analysis
- Insurance decision framework
- Downloadable PDF report
Best Value
Report Pack
5 reports for multiple properties
$39one-time
- 5 full flood risk reports
- Everything in Single Report
- Side-by-side property comparison
- Portfolio flood risk overview
- Save $21 vs buying singles
Frequently Asked Questions
What does a flood risk report include?
Each report includes FEMA flood zone classification, base flood elevation delta, NFIP Risk Rating 2.0 premium projection, a Monte Carlo simulation of your 10-year premium trajectory (10,000 scenarios), Total Flood Ownership Cost calculation, mitigation ROI analysis, CRS discount assessment, and an insurance decision framework comparing NFIP, private flood, self-insurance, and relocation.
How accurate are the premium estimates?
Our models use the published FEMA Risk Rating 2.0 methodology, USACE depth-damage curves, and OpenFEMA claims data. The Monte Carlo simulation generates 10,000 scenarios to provide expected, best-case, and worst-case premium trajectories. Always verify actual premiums with a licensed flood insurance agent before purchasing.
When should I use this tool?
Before buying a home (understand flood costs before closing), at NFIP renewal (compare current premium vs. projected trajectory), when evaluating mitigation investments (see which upgrades pay for themselves), or when deciding between NFIP and private flood insurance.
Do credits expire?
No. Report credits and API credits never expire. Use them whenever you need them.
What is your refund policy?
Try the free tier first to see exactly what data you get. All credit purchases are final since credits are delivered instantly. If you experience a technical issue preventing report generation, contact us for support.
Ready to know your true flood cost?
One report can save you thousands in unexpected flood costs.
Assess My Risk FreeNo credit card required