Flood Risk & Insurance Costs in Sitka City and Borough, AK

Understanding flood insurance options and risk factors in Sitka City and Borough.

Median Home Value

$424,700

Est. NFIP Premium

$1,699/yr

Est. Private Premium

$1,274/yr

Potential Savings

$425/yr

NFIP vs. Private Flood Insurance

NFIP (Federal)

Annual Premium$1,699
Monthly Cost$142
Max Building Coverage$250,000
Max Contents Coverage$100,000

Private Flood Insurance

Annual Premium$1,274
Monthly Cost$106
Building CoverageUp to full value
Contents CoverageCustomizable

Flood Risk Context for Sitka City and Borough

Sitka City and Borough in Alaska has a median home value of $424,700 and median household income of $95,261. A major flood event could cause up to $106,175 in damage to a median-value home.

Flood insurance costs vary significantly based on your specific flood zone, elevation, building characteristics, and claims history. The estimates above are county-level approximations. Use our calculator for a personalized analysis with Monte Carlo simulation of 10,000 flood scenarios.

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Other Counties in Alaska

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: FEMA NFIP, state insurance departments. Estimates are county-level approximations and may not reflect specific properties or flood zones. This is not insurance advice.