Flood Risk & Insurance Costs in Kenai Peninsula Borough, AK

Understanding flood insurance options and risk factors in Kenai Peninsula Borough.

Median Home Value

$280,900

Est. NFIP Premium

$1,124/yr

Est. Private Premium

$843/yr

Potential Savings

$281/yr

NFIP vs. Private Flood Insurance

NFIP (Federal)

Annual Premium$1,124
Monthly Cost$94
Max Building Coverage$250,000
Max Contents Coverage$100,000

Private Flood Insurance

Annual Premium$843
Monthly Cost$70
Building CoverageUp to full value
Contents CoverageCustomizable

Flood Risk Context for Kenai Peninsula Borough

Kenai Peninsula Borough in Alaska has a median home value of $280,900 and median household income of $76,272. A major flood event could cause up to $70,225 in damage to a median-value home.

Flood insurance costs vary significantly based on your specific flood zone, elevation, building characteristics, and claims history. The estimates above are county-level approximations. Use our calculator for a personalized analysis with Monte Carlo simulation of 10,000 flood scenarios.

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Other Counties in Alaska

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: FEMA NFIP, state insurance departments. Estimates are county-level approximations and may not reflect specific properties or flood zones. This is not insurance advice.