Flood Risk & Insurance Costs in St. Croix County, WI

Understanding flood insurance options and risk factors in St. Croix County.

Median Home Value

$323,900

Est. NFIP Premium

$1,296/yr

Est. Private Premium

$972/yr

Potential Savings

$324/yr

NFIP vs. Private Flood Insurance

NFIP (Federal)

Annual Premium$1,296
Monthly Cost$108
Max Building Coverage$250,000
Max Contents Coverage$100,000

Private Flood Insurance

Annual Premium$972
Monthly Cost$81
Building CoverageUp to full value
Contents CoverageCustomizable

Flood Risk Context for St. Croix County

St. Croix County in Wisconsin has a median home value of $323,900 and median household income of $97,950. A major flood event could cause up to $80,975 in damage to a median-value home.

Flood insurance costs vary significantly based on your specific flood zone, elevation, building characteristics, and claims history. The estimates above are county-level approximations. Use our calculator for a personalized analysis with Monte Carlo simulation of 10,000 flood scenarios.

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Other Counties in Wisconsin

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: FEMA NFIP, state insurance departments. Estimates are county-level approximations and may not reflect specific properties or flood zones. This is not insurance advice.