Flood Risk & Insurance Costs in Camden County, NJ

Understanding flood insurance options and risk factors in Camden County.

Median Home Value

$241,300

Est. NFIP Premium

$965/yr

Est. Private Premium

$724/yr

Potential Savings

$241/yr

NFIP vs. Private Flood Insurance

NFIP (Federal)

Annual Premium$965
Monthly Cost$80
Max Building Coverage$250,000
Max Contents Coverage$100,000

Private Flood Insurance

Annual Premium$724
Monthly Cost$60
Building CoverageUp to full value
Contents CoverageCustomizable

Flood Risk Context for Camden County

Camden County in New Jersey has a median home value of $241,300 and median household income of $82,005. A major flood event could cause up to $60,325 in damage to a median-value home.

Flood insurance costs vary significantly based on your specific flood zone, elevation, building characteristics, and claims history. The estimates above are county-level approximations. Use our calculator for a personalized analysis with Monte Carlo simulation of 10,000 flood scenarios.

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Other Counties in New Jersey

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: FEMA NFIP, state insurance departments. Estimates are county-level approximations and may not reflect specific properties or flood zones. This is not insurance advice.