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Flood Risk & Insurance Costs in Prince George's County, MD

Understanding flood insurance options and risk factors in Prince George's County.

Median Home Value

$380,500

Est. NFIP Premium

$1,522/yr

Est. Private Premium

$1,142/yr

Potential Savings

$380/yr

NFIP vs. Private Flood Insurance

NFIP (Federal)

Annual Premium$1,522
Monthly Cost$127
Max Building Coverage$250,000
Max Contents Coverage$100,000

Private Flood Insurance

Annual Premium$1,142
Monthly Cost$95
Building CoverageUp to full value
Contents CoverageCustomizable

Flood Risk Context for Prince George's County

Prince George's County in Maryland has a median home value of $380,500 and median household income of $97,935. A major flood event could cause up to $95,125 in damage to a median-value home.

Flood insurance costs vary significantly based on your specific flood zone, elevation, building characteristics, and claims history. The estimates above are county-level approximations. Use our calculator for a personalized analysis with Monte Carlo simulation of 10,000 flood scenarios.

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Other Counties in Maryland

Montgomery CountyBaltimore CountyAnne Arundel CountyBaltimore cityHoward CountyFrederick CountyHarford CountyCarroll County

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: FEMA NFIP, state insurance departments. Estimates are county-level approximations and may not reflect specific properties or flood zones. This is not insurance advice.