Flood Risk & Insurance Costs in Dukes County, MA

Understanding flood insurance options and risk factors in Dukes County.

Median Home Value

$998,100

Est. NFIP Premium

$3,992/yr

Est. Private Premium

$2,994/yr

Potential Savings

$998/yr

NFIP vs. Private Flood Insurance

NFIP (Federal)

Annual Premium$3,992
Monthly Cost$333
Max Building Coverage$250,000
Max Contents Coverage$100,000

Private Flood Insurance

Annual Premium$2,994
Monthly Cost$250
Building CoverageUp to full value
Contents CoverageCustomizable

Flood Risk Context for Dukes County

Dukes County in Massachusetts has a median home value of $998,100 and median household income of $93,225. A major flood event could cause up to $249,525 in damage to a median-value home.

Flood insurance costs vary significantly based on your specific flood zone, elevation, building characteristics, and claims history. The estimates above are county-level approximations. Use our calculator for a personalized analysis with Monte Carlo simulation of 10,000 flood scenarios.

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Other Counties in Massachusetts

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: FEMA NFIP, state insurance departments. Estimates are county-level approximations and may not reflect specific properties or flood zones. This is not insurance advice.