Flood Risk & Insurance Costs in Pottawatomie County, KS

Understanding flood insurance options and risk factors in Pottawatomie County.

Median Home Value

$221,600

Est. NFIP Premium

$886/yr

Est. Private Premium

$665/yr

Potential Savings

$221/yr

NFIP vs. Private Flood Insurance

NFIP (Federal)

Annual Premium$886
Monthly Cost$74
Max Building Coverage$250,000
Max Contents Coverage$100,000

Private Flood Insurance

Annual Premium$665
Monthly Cost$55
Building CoverageUp to full value
Contents CoverageCustomizable

Flood Risk Context for Pottawatomie County

Pottawatomie County in Kansas has a median home value of $221,600 and median household income of $85,241. A major flood event could cause up to $55,400 in damage to a median-value home.

Flood insurance costs vary significantly based on your specific flood zone, elevation, building characteristics, and claims history. The estimates above are county-level approximations. Use our calculator for a personalized analysis with Monte Carlo simulation of 10,000 flood scenarios.

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Other Counties in Kansas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: FEMA NFIP, state insurance departments. Estimates are county-level approximations and may not reflect specific properties or flood zones. This is not insurance advice.