Flood Risk & Insurance Costs in Kiowa County, CO

Understanding flood insurance options and risk factors in Kiowa County.

Median Home Value

$127,400

Est. NFIP Premium

$510/yr

Est. Private Premium

$383/yr

Potential Savings

$127/yr

NFIP vs. Private Flood Insurance

NFIP (Federal)

Annual Premium$510
Monthly Cost$43
Max Building Coverage$250,000
Max Contents Coverage$100,000

Private Flood Insurance

Annual Premium$383
Monthly Cost$32
Building CoverageUp to full value
Contents CoverageCustomizable

Flood Risk Context for Kiowa County

Kiowa County in Colorado has a median home value of $127,400 and median household income of $45,250. A major flood event could cause up to $31,850 in damage to a median-value home.

Flood insurance costs vary significantly based on your specific flood zone, elevation, building characteristics, and claims history. The estimates above are county-level approximations. Use our calculator for a personalized analysis with Monte Carlo simulation of 10,000 flood scenarios.

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Other Counties in Colorado

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: FEMA NFIP, state insurance departments. Estimates are county-level approximations and may not reflect specific properties or flood zones. This is not insurance advice.