Flood Risk & Insurance Costs in Eagle County, CO

Understanding flood insurance options and risk factors in Eagle County.

Median Home Value

$728,400

Est. NFIP Premium

$2,914/yr

Est. Private Premium

$2,186/yr

Potential Savings

$728/yr

NFIP vs. Private Flood Insurance

NFIP (Federal)

Annual Premium$2,914
Monthly Cost$243
Max Building Coverage$250,000
Max Contents Coverage$100,000

Private Flood Insurance

Annual Premium$2,186
Monthly Cost$182
Building CoverageUp to full value
Contents CoverageCustomizable

Flood Risk Context for Eagle County

Eagle County in Colorado has a median home value of $728,400 and median household income of $98,887. A major flood event could cause up to $182,100 in damage to a median-value home.

Flood insurance costs vary significantly based on your specific flood zone, elevation, building characteristics, and claims history. The estimates above are county-level approximations. Use our calculator for a personalized analysis with Monte Carlo simulation of 10,000 flood scenarios.

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Other Counties in Colorado

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: FEMA NFIP, state insurance departments. Estimates are county-level approximations and may not reflect specific properties or flood zones. This is not insurance advice.